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Get your child started on the right financial track with this berry good offer with merry benefits! Enjoy great savings plus a FREE plush Snoopy when you open a new Wescom Youth Banking or Youth Banking Plus account by December 31, 2023. Open an account at any Wescom branch to get your FREE plush Snoopy or open online and we’ll mail it to you!
Wescom Youth Banking offers two accounts that provide kids and parents with the opportunity to be in control of their finances.
| Age | |
|---|---|
| Wescom Youth Banking |
For youth 0-12 |
| Wescom Youth Banking Plus |
For youth 13-17 |
| Monthly Fee | |
|---|---|
| Wescom Youth Banking |
$0 |
| Wescom Youth Banking Plus |
$0 |
| Minimum Savings Balance | |
|---|---|
| Wescom Youth Banking |
$1 |
| Wescom Youth Banking Plus |
$1 |
| 2.00% APY2 on the first $500 of Youth Savings Account Balance | |
|---|---|
| Wescom Youth Banking |
Yes |
| Wescom Youth Banking Plus |
Yes |
| Wescom ATM Card3 | |
|---|---|
| Wescom Youth Banking |
$100 daily withdrawal limit |
| Wescom Youth Banking Plus |
$250 daily withdrawal limit |
| Wescom Youth Checking Account | |
|---|---|
| Wescom Youth Banking |
Yes with qualifying parent or legal guardian as a joint signer or joint owner |
| Wescom Youth Banking Plus |
Yes with qualifying parent or legal guardian as a joint signer or joint owner |
| Wescom Visa® Debit Card3 | |
|---|---|
| Wescom Youth Banking |
$250 daily spending limit available with a Wescom Checking Account |
| Wescom Youth Banking Plus |
$500 daily spending limit available with a Wescom Checking Account |
| Free IMAGINE THAT! Picture Card4 | |
|---|---|
| Wescom Youth Banking |
Yes |
| Wescom Youth Banking Plus |
Yes |
| Zelle® (send and receive money from friends and family in the mobile app) |
|
|---|---|
| Wescom Youth Banking |
No |
| Wescom Youth Banking Plus |
Yes (send up to $500 daily) |
| Wescom Visa Credit Card | |
|---|---|
| Wescom Youth Banking |
No |
| Wescom Youth Banking Plus |
For Youth ages 15+ with a qualifying parent or legal guardian as a co-signer. Subject to credit approval. |
| Online Banking | |
|---|---|
| Wescom Youth Banking |
Yes |
| Wescom Youth Banking Plus |
Yes |
| Mobile Banking | |
|---|---|
| Wescom Youth Banking |
Yes |
| Wescom Youth Banking Plus |
Yes |
| College Saver Certificate ($250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.) |
|
|---|---|
| Wescom Youth Banking |
Yes |
| Wescom Youth Banking Plus |
Yes |
| Automatic advancement | |
|---|---|
| Wescom Youth Banking |
To a Wescom Youth Banking Plus Account at age 13 |
| Wescom Youth Banking Plus |
To a Wescom Personal Account at age 18 |
| Wescom Youth Banking |
|
| Wescom Youth Banking Plus |
|
| Wescom Youth Banking |
Wescom Youth Banking Plus |
|
|---|---|---|
|
Wescom Youth Banking |
Wescom Youth Banking Plus |
|
| Age | For youth 0-12 | For youth 13-17 |
| Monthly Fee | $0 | $0 |
| Minimum Savings Balance | $1 | $1 |
| 2.00% APY2 on the first $500 of Youth Savings Account Balance | Yes | Yes |
| Wescom ATM Card3 |
$100 daily withdrawal limit |
$250 daily withdrawal limit |
| Wescom Youth Checking Account |
Yes with qualifying parent or legal guardian as a joint signer or joint owner |
Yes with qualifying parent or legal guardian as a joint signer or joint owner |
| Wescom Visa® Debit Card3 |
$250 daily spending limit available with a Wescom Checking Account |
$500 daily spending limit available with a Wescom Checking Account |
| Free IMAGINE THAT! Picture Card4 | Yes | Yes |
| Zelle® (send and receive money from friends and family in the mobile app) |
No |
Yes (send up to $500 daily) |
| Wescom Visa Credit Card | No | For Youth ages 15+ with a qualifying parent or legal guardian as a co-signer. Subject to credit approval. |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| College Saver Certificate ($250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.) |
Yes | Yes |
| Automatic advancement | To a Wescom Youth Banking Plus Account at age 13 | To a Wescom Personal Account at age 18 |
|
|
|
1 While supplies last. Offer ends December 31, 2023. Membership eligibility required. All accounts are subject to approval. A $1 deposit to a Youth Savings Account is required.
Snoopy is a trademark of Peanuts Worldwide LLC.
2 The 2.00% APY is earned on Youth Savings Account balances up to $500. Balances over $500, will continue to earn the Regular Savings Account rate. Fees or other conditions could reduce earnings. APY (Annual Percentage Yield) is accurate as of 11/28/2023 and subject to change without notice. Offer is not available with the Wescom Youth Checking Account and College Savers Certificate. See About You Credit Union Account for details.
3 A parent or legal guardian must be a Joint Owner on account for an ATM/Visa Debit Card. Terms and conditions apply.
4 Limit one free IMAGINE THAT! Picture Card per year.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occurs in minutes.
