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Insurance

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The Best Coverage, The Best Rates

When you insure your car, truck, or motorcycle with Wescom, you'll get insurance coverage that fits your needs at the affordable rates you deserve. We offer a variety of coverage options from quality insurance carriers. We'll review your options with you to find the company and coverage that are right for you.

Plus when you insure your new vehicle with Wescom you could save on your Wescom Auto Loan.

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Features & Benefits

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Auto Loans
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Carriers
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View Car Rates

Auto Loans

Whether it’s buying, leasing, or insuring vehicles, Wescom will help put you behind the wheel and steward all your auto needs.

Carriers

Make your insurance as convenient as your banking. It only takes five minutes to make Wescom your insurance broker.

It won't change your insurance carrier or your policy, but it will give you the added convenience of moving your insurance relationship to where you already bank.*

*Not all carriers allow broker transfers.

View Car Rates

Whether it’s buying, leasing, or insuring vehicles, Wescom will help put you behind the wheel and steward all your auto needs.

Term In Months** APR* as low as Monthly Payment Loan Amount
2018 or Newer Model Year Vehicles Up to 125% MSRP or KRBB 60 2.53% $444.03 $25,000
2018 or Newer Model Year Vehicles Up to 125% MSRP or KRBB 72 2.78% $377.41 $25,000
2018 or Newer Model Year Vehicles Up to 125% MSRP or KRBB 84 3.28% $333.52 $25,000

Term In Months** APR* as low as Monthly Payment Loan Amount
2013–2017 Model Year Vehicles Up to 125% KRBB 60 2.78% $446.80 $25,000
2013–2017 Model Year Vehicles Up to 125% KRBB 72 3.03% $380.20 $25,000
2013–2017 Model Year Vehicles Up to 125% KRBB 84 3.53% $336.36 $25,000

Benefits to Help You Save

  • Being a good driver
  • Being a good student
  • Member discount
  • Professional/vocational discounts

PLUS

  • 24-hour claims hotline
  • Guarantee on repairs
  • Flexible payment options

Can We Help You Find Something?

Buying a New Car?

When you’re looking to buy a new car, you want to be sure to protect your investment as well as your pocketbook. Wescom offers members two supplementary forms of coverage that can reduce your financial burden should the unexpected occur: GAP and MMP.

GAP Insurance

Guaranteed Asset Protection (GAP)* from Wescom offers you additional protection if your vehicle is deemed a total loss due to accident or theft. GAP helps cover the difference between the actual cash value of your vehicle and your loan balance.

Many new car owners owe more on their vehicle than it’s worth (an “upside-down” loan-to-valuation). You may find that your primary insurance carrier’s settlement probably won’t completely cover the vehicle if it’s declared a total loss. In the event that your new or used vehicle is stolen or accidentally damaged beyond repair, GAP can come to your rescue. GAP helps pay the potential high-dollar difference between what your primary insurance settlement provides and what you owe on your loan on items directly related to the purchase of your vehicle.

Mechanical Breakdown

All vehicles will break down at one point or another. But you don’t have to be blindsided by the inconvenience and financial burden they cause. Major Mechanical Protection (MMP)* from Wescom can help protect you from the costly repairs and associated expenses that an unexpected breakdown can bring.

*Guaranteed Assets Protection and Major Mechanical Protection are considered insurance coverage in some states. The purchase of MMP is voluntary and cannot be required as a condition of the loan. The information listed above is not a contract/policy. It only provides a general summary of available plan options. Be sure to read your specific contract/policy, as all benefits are subject to the terms and conditions of that contract policy.

RV & Boat Insurance


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Mexican Travel Insurance

Comprehensive coverage for you, your passengers, and your vehicle when traveling in Mexico.

Short-Term Protection for Your Trip to Mexico

Most U.S. auto insurance policies are not valid in Mexico, but you can obtain a short-term Mexican Auto Insurance policy from Wescom's trusted, top-rated partners.

Wescom works with a variety of Mexican insurance programs to allow you to choose coverage that best meets your needs. For your protection, each company that we represent is either A-rated and/or have a parent company in the USA with an A-rating.

Buy Your Policy Online Now

Disclosures

Insurance services offered through Wescom Credit Union, CA Ins Lic #0D64850

*All Annual Percentage Rates (APRs) shown above are for qualified borrowers and include a 0.50% discount for Wescom automobile insurance policyholders. Some restrictions may apply. Loan approval subject to credit and income evaluation. Rates subject to change without notice.

**Maximum term based on various factors included amount financed. Up to 125% Manufacturers Suggested Retail Price (2022-2023 and 2021 model year vehicles with 7,500 miles or less) or Kelly Retail Blue Book.

Up to 125% Manufacturers Suggested Retail Price (MSRP) for new vehicles or Kelley Retail Blue Book (KRBB) value for used vehicles. New vehicles are 2022 – 2023 model year vehicles (regardless of mileage) and 2021 model year vehicles with 7,500 miles or less. Used vehicles are 2013-2020 and 2021 model year vehicles with more than 7,500 miles. Maximum mileage allowed is 150,000 miles on all vehicles.

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