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Auto Loan Application
Whether it’s buying or refinancing vehicles, let Wescom take care of your auto needs. We’ll help put you behind the wheel!

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Features and Benefits:

  • Buy, refinance, buyout your existing lease, or take cash out using your vehicle's equity
  • No payments for 90 days1
  • Finance an electric or hybrid vehicle = 0.25% APR (Annual Percentage Rate) green vehicle discount2
  • Insure your vehicle with Wescom = 0.50% APR discount3

Do you have poor credit or limited to no credit history? There’s no need to worry. Our programs are designed to assist you with your credit situation.


All loans are subject to approval. All Credit Union loan programs, rates, terms and conditions are subject to change without notice. Terms and conditions

1 No payments for up to 90 days option is available for qualified borrowers. Finance charge begins to accrue immediately and are repaid over the life of the loan. Your first payment following the 90 day no payment option will be applied more towards the interest. This may delay the repayment of your principal. You may pay higher total finance charges on the loan than if payments began earlier.

2 The 0.25% APR discount is applied to your approved auto loan rate. Loan must be for qualifying electric or hybrid vehicles to receive the 0.25% APR discount. $10,000 minimum loan amount. If you have any questions regarding the eligibility of your clean energy vehicle, please call us at 1-888-4WESCOM (1-888-493-7266). Terms and conditions apply and all loans subject to approval.

3 The 0.50% APR discount is applied to your approved auto loan rate. Insuring your vehicle through Wescom Insurance Services (WIS) is optional. Discount only applies if you choose to stay with WIS. If you choose to leave WIS for another insurance provider, you will lose the 0.50% APR discount. Insurance services offered through Wescom Credit Union, CA Ins Lic. #0D64850. To get a personalized, no obligation auto insurance quote, visit wescom.org/insurance or contact WIS at (1-888-4WESCOM (1-888-493-7266) ext. 1080.