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refer a friend
1. Click Apply Now to get started.
2. Upon approval, we'll open and fund a Savings Account with a $1 deposit for you to establish your membership.
Whether it’s buying or refinancing vehicles, let Wescom take care of your auto needs. We’ll help
put you behind the wheel!
| Model Years 2021 & Newer Rates as Low as | |
|---|---|
| Rate | 5.99% APR1 |
| Model Years 2016–2020 Rates as Low as | |
|---|---|
| Rate | 6.49% APR1 |
| Model Years 2006–2015 Rates as Low as | |
|---|---|
| Rate | 6.99% APR1 |
| Term | |
|---|---|
| Rate | Up to 7 years2 |
| Discounts | |
|---|---|
| Rate | 1.00% APR3 |
| GAP4 (Optional) | |
|---|---|
| Rate | $525.00 |
| Model Years 2021 & Newer Rates as Low as | 5.99% APR1 |
|---|---|
| Model Years 2016–2020 Rates as Low as | 6.49% APR1 |
| Model Years 2006–2015 Rates as Low as | 6.99% APR1 |
| Term | Up to 7 years2 |
| Discounts |
1.00% APR3
for insuring your car with Wescom |
| GAP4 (Optional) | $525.00 |
Wescom cares about the environment and your wallet. When you buy or refinance an electric or hybrid vehicle with Wescom, you’ll not only be saving gas, maintenance costs, and our planet – you’ll also get a 0.25% APR1 discount!7
To calculate your potential monthly auto loan payment, click here.
Complete the below and adjust the fields to your desired monthly payment. When you’re ready, select Apply Now.
This calculator is designed to provide estimates using the information provided above. Refer to our website for current rates and terms. Your interest rate, payment and terms may differ based on our credit evaluation and final loan approval. We do not guarantee the accuracy of the calculator or its applicability to your circumstances.
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Through Autoland, meet with a personal consultant to select, purchase and finance your vehicle.
Wescom is not affiliated with Autoland or TRUECar.
Check your monthly credit score with FICO® Score in Online Banking for free with a Wescom Loan.†
†FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive a FICO® Score. FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Guaranteed Asset Protection (GAP)* from Wescom offers you additional protection if your vehicle is deemed a total loss due to accident or theft. GAP helps cover the difference between the actual cash value of your vehicle and your loan balance.
*Guaranteed Asset Protection and Major Mechanical Protection are considered insurance coverage in some states.
Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more
Major Mechanical Protection (MMP)* from Wescom can help protect your vehicle from the costly repairs and associated expenses that an unexpected breakdown can bring.
*The purchase of MMP is voluntary and cannot be required as a condition of the loan. The information listed above is not a contract/policy. It only provides a general summary of available plan options. Be sure to read your specific contract/policy, as all benefits are subject to the terms and conditions of that contract policy.
Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.
Tap into free online banking and engage with all of our mobile banking tools in Online Banking.
Find the car you want, the way you want, with TrueCar.
Wescom is not affiliated with Autoland or TRUECar.
Transfer or refinance to lower the payment on your auto loan — all straight from your Apple® or Android™ mobile device. Loan Transfer allows you to take advantage of your Pre-Approved Auto Loan offers by helping you save time, save money by potentially lowering your monthly payment, save time, and save on banking by earning Signature Relationship Points to unlock added Signature Membership savings and benefits9
If you’re ready to buy your first vehicle, Wescom can help. Through our First-Time Borrower Program, qualified borrowers can earn a 0.50% APR discount after six months of consecutive, timely payments for up to a maximum 2.00% APR discount.8 No matter what your credit situation is, we can help get you on the road with a Wescom Auto Loan.
Apple is a registered trademark of Apple, Inc.
Android is a trademark of Google LLC.
Insurance services offered through Wescom Financial, CA Ins Lic #0D64850
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