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Savings Certificates

Save and earn more money over time with a Wescom Certificate Account that provides a stable, locked rate.
Take the benefits of your Certificate Account a step further as a Signature Member.

Savings Certificates

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Minimum to Open $500.00
Minimum to Open $500.00

College Saver Certificate

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36-Month Term 3.00% APY*
36-Month Term 3.00% APY*

*APY=Annual Percentage Yield. Certain conditions and restrictions apply.

Certificate Rates

All rates are as of and are subject to change without notice. Certain conditions and restrictions may apply. Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.

Member Signature Member Platinum Signature Member
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Div. Rate APY*
3-Month (90 to 179 days) 3.34% 3.40%
6-Month (180 to 364 days) 3.83% 3.90%
12-Month (12 to 17 months) 3.34% 3.40%
18-Month (18 to 23 months) 2.86% 2.90%
24-Month (24 to 35 months) 2.86% 2.90%
36-Month Certificate 2.86% 2.90%
48-Month (48 to 59 months) 3.34% 3.40%
60-Month (60 months) 3.34% 3.40%
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Div. Rate APY*
3-Month (90 to 179 days) 3.39% 3.45%
6-Month (180 to 364 days) 3.87% 3.95%
12-Month (12 to 17 months) 3.39% 3.45%
18-Month (18 to 23 months) 2.91% 2.95%
24-Month (24 to 35 months) 2.91% 2.95%
36-Month (36 to 47 months) 2.91% 2.95%
48-Month (48 to 59 months) 3.39% 3.45%
60-Month (60 months) 3.39% 3.45%
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Div. Rate APY*
3-Month (90 to 179 days) 3.44% 3.50%
6-Month (180 to 364 days) 3.92% 4.00%
12-Month (12 to 17 months) 3.44% 3.50%
18-Month (18 to 23 months) 2.96% 3.00%
24-Month (24 to 35 months) 2.96% 3.00%
36-Month (36 to 47 months) 2.96% 3.00%
48-Month (48 to 59 months) 3.44% 3.50%
60-Month (60 months) 3.44% 3.50%
Min Balance Div. Rate APY*
36-month College Saver $250.00 2.96% 3.00%

*APY=Annual Percentage Yield. Certain conditions and restrictions apply.

A Notch Above

Wescom 2.90% APY*
36-Month Certificate
Wells Fargo 0.50% APY*
Union Bank 0.75% APY*
Bank of America 0.03% APY*

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Features & Benefits

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Online Banking
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Mobile Banking
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Account Alerts
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ATM Access

Online Banking

Tap into free online banking and engage with all of our mobile banking tools in Online Banking.

Mobile Banking

Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.


Connect with a Wescom Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).

Account Alerts

Our selection of Account Alerts can help you keep track of your finances by notifying you via text message or email about activity on your account or Visa® Credit Card.

To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom Mobile Apps also offer push notifications.

ATM Access

Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!


*APY=Annual Percentage Yield. Rate is accurate as of 4/5/2023 and is subject to change without notice. The APY assumes dividends remain on deposit until maturity. Minimum balance to obtain APY is $500.00. Minimum opening deposit to obtain APY is $500.00. Minimum balance to obtain APY and minimum opening deposit to obtain APY for College Saver Certificate is $250.00. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. See About Your Credit Union Account for details.

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