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Certificates

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Share Certificates

Enjoy high-yield returns with a Wescom Certificate Account.
Plus, Wescom Signature Members enjoy additional bonus on Certificate Accounts.

Certificate Rates

All rates are as of and are subject to change without notice. Certain conditions and restrictions may apply. Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.

Member Signature Member Platinum Signature Member
Open Now
Div. Rate APY*
3-Month (90 to 179 days) 2.37% 2.40%
6-Month (180 to 364 days) 3.34% 3.40%
12-Month (12 to 17 months) 3.83% 3.90%
18-Month (18 to 23 months) 3.83% 3.90%
24-Month (24 to 35 months) 3.83% 3.90%
36-Month (36 to 47 months) 3.83% 3.90%
48-Month (48 to 59 months) 3.83% 3.90%
60-Month (60 months) 3.83% 3.90%
Open Now
Div. Rate APY*
3-Month (90 to 179 days) 2.42% 2.45%
6-Month (180 to 364 days) 3.39% 3.45%
12-Month (12 to 17 months) 3.87% 3.95%
18-Month (18 to 23 months) 3.87% 3.95%
24-Month (24 to 35 months) 3.87% 3.95%
36-Month (36 to 47 months) 3.87% 3.95%
48-Month (48 to 59 months) 3.87% 3.95%
60-Month (60 months) 3.87% 3.95%
Open Now
Div. Rate APY*
3-Month (90 to 179 days) 2.47% 2.50%
6-Month (180 to 364 days) 3.44% 3.50%
12-Month (12 to 17 months) 3.92% 4.00%
18-Month (18 to 23 months) 3.92% 4.00%
24-Month (24 to 35 months) 3.92% 4.00%
36-Month (36 to 47 months) 3.92% 4.00%
48-Month (48 to 59 months) 3.92% 4.00%
60-Month (60 months) 3.92% 4.00%
Min Balance Div. Rate APY*
36-month College Saver $250.00 3.92% 4.00%

*APY=Annual Percentage Yield. Certain conditions and restrictions apply.

Share Certificate Calculator

Calculate Your Savings at Maturity

Calculate Your Savings at Maturity

Certificate savings calculations are provided by a third-party for illustrative purposes only and may vary from actual dividends earned upon Certificate maturity. Contact us for more information.

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Disclosures  

* APY (Annual Percentage Yield) is accurate as of 02/28/2024 and subject to change without notice. Minimum deposit to open a 5-Month Let’s Smile Certificate and obtain 5.25% APY is $500.00. Fees could reduce earnings. A penalty may be imposed for early withdrawal. Membership eligibility required. A $1 deposit to a Wescom Savings Account is required. All accounts are subject to approval. Terms and conditions apply. Limit one 5-Month Let’s Smile promotional certificate per membership.

** The additional Signature Member or Platinum Signature Member APY bonus is not available with the 5-Month Let’s Smile Certificate.

† Members with existing Certificate Accounts do not earn an additional Relationship Point.

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