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Youth Accounts

Schedule an Appointment

Celebrating Youth Month

The path to financial wellness starts with opening a Wescom Youth Account during Youth Month this April! When kids deposit small amounts, they are helping their money grow and starting a path towards healthy savings habits. Click the button below to schedule an appointment at your local branch to open an account.

Schedule an Appointment

Featured

PiggyBanker
Rate Up to 10 years of age
Fortune Finder
Rate Ages 11 to 14
GenEdge Account
Rate Ages 15 to 17
College Saver Certificate
Rate Up to 18 years of age
PiggyBanker Up to 10 years of age
Fortune Finder Ages 11 to 14
GenEdge Account Ages 15 to 17
College Saver Certificate Up to 18 years of age
Schedule an Appointment
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New Changes to Youth Accounts

We're making improvements to our Youth Accounts — providing parents and kids even greater opportunity to be in control of their money. Starting May 2022, we're introducing the Wescom Youth Banking Account (age 12 and under) and Wescom Youth Banking Plus (age 13-17). Both accounts will give youth the right amount of financial responsibility needed to understand how to save, spend, and grow their money with Wescom. Plus — they're completely free.

Here are just a few new features to look forward to:

  • 2.00% APY (Annual Percentage Yield) on the first $500 deposited into a Regular Savings Account.* We're helping our youngest members start positive savings habits early. All Youth Savings Accounts will get more when they save with Wescom.
  • Wescom Visa® Debit Card with a Wescom Checking Account ($250 daily spending limit for Wescom Youth Banking; $500 daily spending limit for Wescom Youth Banking Plus).
  • FREE IMAGINE THAT! Picture Card.** Youth members can custom design their own debit card through Online Banking.
  • Zelle® to send and receive money to friends and family in the mobile app (Wescom Youth Banking Plus only; send up to $500 daily).1

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*APY=Annual Percentage Yield. APY is accurate as of 05/02/2022 and subject to change without notice. Fees or other conditions could reduce earnings. The 2.00% APY on the first $500 deposit offer applies to youth savings accounts only and is not available with the College Savers Certificate. See About Your Credit Union Account Agreement for details.

**One per calendar year.

1U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

What You Will Need to Get Started

To open a Youth Account, stop by any Wescom branch location with:

  • A parent or legal guardian to act as a joint owner on the account
  • $1.00 minimum deposit
  • Child’s Social Security Number
  • One of the following forms of identification for the child*:
    • School I.D. Card
    • California State I.D. Card
    • U.S. Passport
    • Birth Certificate

*Birth Certificates are acceptable for minors 0 to 14 years of age. 15 to 17 year olds must present one of the above picture ID types.

For more information call 1-888-4WESCOM (1-888-493-7266) to speak to a Wescom Representative or stop by any Wescom branch location. 

ATM Withdrawl Limit
The ATM Card has a daily withdrawal limit custom to each youth account and gives children access to deposit or withdraw funds from their account through any ATM.
$40 Piggy Bankers
$100 Fortune Finders
$250 GenEdge Accounts
Regular Statements
Children can see how dividends increase their account balance and track savings goals.
Available in Online Banking GenEdge Accounts
Informative Quarterly Youth Newsletters
Every receives a subscription to our quarterly newsletter filled with cool facts about cash, money-saving ideas, and financial basics.
Free Online Banking
Members and their parents can manage their money through Online Banking.
Available with joint account holder Piggy Bankers
Option to Open a Wescom Checking Account
With a qualifying parent as a co-signer, can open a fee-free Checking Account and receive a box of free checks and a Wescom Visa® Debit Card with a $250/$500 daily spending limit.
Option to Receive a Wescom Visa® Debit Card
With a Wescom Checking Account, members have the option to receive their first Wescom Visa® Debit Card that comes with a daily spending limit and can be used to pay for purchases or as an ATM card with a daily withdrawal limit.
Visa Credit Card
You can apply for a Visa Credit Card, when a qualifying parent or guardian acts as co-borrower. It’s a real credit card with real convenient spending power. Plus, you can customize your card’s look with the IMAGINE THAT! Picture Card service (there is a fee of $9.95).
Option to Open College Saver Certificates
You have the option to open a College Saver Certificate so you can start earning dividends for the cost of your child’s college education. Featuring a $250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.
Description Piggy Bankers Fortune Finders GenEdge
Fee-Free Savings Account It only takes $1 to open and the standard $5 monthly service fee is waived for all Youth Account Members.
ATM Withdrawl Limit The ATM Card has a daily withdrawal limit custom to each youth account and gives children access to deposit or withdraw funds from their account through any ATM. $40 $100 $250
Regular Statements Children can see how dividends increase their account balance and track savings goals.
Available in Online Banking
Informative Quarterly Youth Newsletters Every receives a subscription to our quarterly newsletter filled with cool facts about cash, money-saving ideas, and financial basics.
Free Online Banking Members and their parents can manage their money through Online Banking. Available with joint account holder
Option to Open a Wescom Checking Account With a qualifying parent as a co-signer, can open a fee-free Checking Account and receive a box of free checks and a Wescom Visa® Debit Card with a $250/$500 daily spending limit.
Option to Receive a Wescom Visa® Debit Card With a Wescom Checking Account, members have the option to receive their first Wescom Visa® Debit Card that comes with a daily spending limit and can be used to pay for purchases or as an ATM card with a daily withdrawal limit.

Debit Card Limit: $250 ATM Card Limit: $100

Debit Card Limit: $500 ATM Card Limit: $250
Visa Credit Card You can apply for a Visa Credit Card, when a qualifying parent or guardian acts as co-borrower. It’s a real credit card with real convenient spending power. Plus, you can customize your card’s look with the IMAGINE THAT! Picture Card service (there is a fee of $9.95).
Option to Open College Saver Certificates You have the option to open a College Saver Certificate so you can start earning dividends for the cost of your child’s college education. Featuring a $250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.

PiggyBankers Account

Birth To Age 10

Start your child off right with an account that makes saving money fun and easy. The PiggyBankers Account offers rewards and features that encourage healthy savings habits.

Fortune Finders Account

Ages 11 To 14

As young children grow into teens, the Fortune Finders Account continues teaching them how to save responsibly. Plus, they have the option of opening their first checking account and receiving their first Wescom Visa® Debit Card.

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GenEdge Account

Ages 15 To 17

Give young adults the tools they need to manage their finances and start building good credit. With a GenEdge Account, teens can get a Wescom Visa® Debit Card, and can even receive their first Wescom MyRewards Visa® Credit Card when a qualifying parent or guardian acts as a co-borrower.

College Saver Certificate

Start earning dividends for your college education with a College Saver Certificate. Featuring a $250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.

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