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Savings Certificates

Certificate Accounts are a great way to save and make more money over time with a stable, locked rate.

To lock in a rate, just choose the length of time you want to leave the money in the account to grow. Certificate Accounts provide more stability than a Money Market Account because the time period is locked in and the rate is guaranteed.

Benefits of a Wescom Certificate Account

  • Terms available from 3 months to 5 years — you choose the maturity date.
  • Monthly dividends can be withdrawn without penalty.
  • Requires a $500 minimum deposit to open.

Compare Rates

Institution 3 mo. 12 mo. 36 mo.
Bank of America0.03%0.05%0.15%
Wells Fargo0.05%0.15%0.25%
Union Bank0.05%0.15%0.35%

Annual Percentage Yields shown were obtained by an independent survey on 3/22/2020.