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We Have Loans for Every Need

Apply for a Wescom Auto Loan, Personal Line of Credit, or Home Equity Line of Credit

Lean on Wescom for a Loan

Your search for the right loan to fit your needs ends here. Lean on Wescom when you need to finance a vehicle, consolidate debt, or make those home improvements. Learn more below, apply through Online Banking, or schedule an appointment at a branch.

Auto Loans

  • Buy, refinance, buyout your existing lease, or take cash out using your vehicle’s equity
  • Rate discounts for first-time borrowers or financing an electric or hybrid vehicle1
  • Fast pre-approval process for qualified borrowers
Learn More

Personal Lines of Credit

  • Use as overdraft protection for your Wescom checking account or as an instant source of cash for repairs, travel, or other special purchases
  • Credit line up to $100,000 with the option for autopay
  • Fast pre-approval process for qualified borrowers
Learn More

Home Equity Lines of Credit

  • Borrow against available equity using your home as collateral
  • Low intro rate2 and fixed-rate conversion3 options available
  • Close your loan in less than 25 days4
Learn More

Membership eligibility required.

Terms and conditions apply. All loans are subject to approval.

1 A 0.25% APR discount is applied to your approved auto loan rate. Loan must be for qualifying electric or hybrid vehicles to receive the 0.25% APR discount. If you have any questions regarding the eligibility of your clean energy vehicle, please call us at 1-888-4WESCOM (1-888-493-7266) to determine eligibility. $10,000 minimum loan amount.

2 To be eligible for the introductory fixed rate for the first twelve (12) billing cycles option, you must not have had a Wescom HELOC within the last six months. This is available for primary residences only with a combined loan-to-value at or below 80%.

3 A Wescom Home Equity Line of Credit (HELOC) fixed rate conversation (FRC) option allows members with a new or existing HELOC to convert a portion or the entire outstanding balance into an amortized term segment of their choice at a fixed interest rate. Members may have up to three separate FRCs open on their HELOC at any one time. HELOCs currently within a special introductory rate period are not eligible for the FRC until the introductory period has ended. Terms and conditions apply.

4 Wescom typically funds HELOC loans within 25 days of receiving a complete application. This is based on our average timeframe for processing HELOC applications and is not guaranteed.

Certain fees, conditions and restrictions may apply. Home Equity Lines of Credit are secured by your home. Property cannot currently be under construction. If you’re paying off an existing real estate loan, the Credit Union does not cover costs imposed by other lenders, if any. Rates and terms subject to change without notice. Loan approval subject to credit evaluation. Property insurance is required.

Wescom Credit Union NMLS ID 999430