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Credit Card Terms & Conditions

Wescom Central Credit Union

Additional Disclosure Federal Truth-In-Lending Disclosure Statement

This Account Opening Table is provided in compliance with the Federal Truth-in-Lending Act. This is not a complete Truth-in-Lending Disclosure, but is incorporated into Wescom Central Credit Union's Credit Card Agreement and Federal Truth-In-Lending Disclosure. Effective: 5-1-2020

How You Will Calculate My Balance: We use a method called "average daily balance" (including new purchases).

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Wescom Central Credit Card Agreement and Federal Truth in Lending Disclosure.

Effective Date: The information about the cost associated with this card is accurate as of May 1, 2020 and subject to change after this date without notice.  To find out what may have changed, call 1-888-493-7266.

Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). For more information call 1-888-4WESCOM (1-888-493-7266), option #5.