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The easiest, fastest, and most convenient way to deposit your paycheck.
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About Us
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It's easy. Just log on to Online Banking and apply online now. If you prefer, you can complete an application by calling 1-888-4WESCOM (1-888-493-7266), or by visiting one of our branches.
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Setting up Direct Deposit
To sign up for Direct Deposit of your next paycheck, retirement check, government check, or other recurring deposit to your Wescom account, follow these easy steps:
1. Log in to online or mobile banking to obtain Wescom’s routing number and your account number (Click on Routing # located on the Dashboard Navigation bar) or contact us at 1-888-493-7266 for assistance.
2. Contact your employer’s HR or payroll Department and provide them with the routing number and account number OR
3. You can download and print our Direct Deposit Authorization Form by clicking on the link on the account numbers and routing number page and fill in the following information:
- Your name.
- Your Social Security Number.
- The full number of the Wescom account in which you want your check electronically deposited.
- The deposit amount you want to have deposited electronically (select my net check to deposit your full paycheck amount).
Access Funds Up to Two Days Sooner
As soon as the funds post to your account, you’ll be able to withdraw cash, pay bills, transfer funds and more. This includes funds that post from Direct Deposits, Payroll Deposits, Social Security, and other Government Payments. Here’s how we do it:
- Your employer or payer processes deposits through their financial institution to the Federal Reserve with information that includes dollar amount and “settlement date” (when funds should post to your Wescom account).
- The Federal Reserve sends files to Wescom to let us know that the payment is coming.
- Wescom immediately deposits the funds into your account once we’re notified, making the funds available to you right away.
*Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of notification by the payer. Wescom will post your direct deposit when notification is received, regardless of the settlement date. Wescom does not control when the notification is received.
Hassle-Free Checking
If you want your entire check deposited into your primary checking account, indicate Checking on the form and provide your account information.
Be sure to include your primary six-digit account number, your checking ID number, AND the special clearing number. Alternatively, you can attach one of your voided checks.
Savings Made Simple
If you want your entire check deposited into your savings account, indicate Savings on the form and provide your primary Wescom account number and your individual savings ID number. If your primary account number has less than six digits, be sure to place leading zeroes (0) to make six digits.
For example, if your account number is 678, you would enter 000678.
Split Your Direct Deposit
If you want your deposit split between two or more Wescom accounts, or if you want a portion of your check sent to another financial institution, call us at 1-888-4WESCOM (1-888-493-7266) after your first Direct Deposit is made. We'll set up the fund transfers according to your wishes.