This page uses JavaScript. Your browser either doesn't support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser or enable JavaScript . If you aren't sure how to do this, follow these instructions.

Custom Welcome Message

Due to security updates, the Custom Welcome Message will no longer be available as of February 26.

Click here for details.

[ change | reset ]

Welcome. For enhanced security, you can add your own Custom Welcome Mesage that will be displayed in this space each time you access 
				Wescom.org from the same computer. If you have already created a Custom Message through eBranch, you will need to create a second one to be displayed in this space on Wescom.org. You wil then have two Custom Messages, one visible in eBranch and a seperate one visible here.

Debt Management Tips

Getting out of Debt and Back on Track

According to a recent survey, the number of consumers seeking help from organizations that educate and counsel people on the use of credit has increased by over 25% a year for the past five years.

GreenPath's financial experts will help you develop a repayment plan with your creditors that may reduce interest and eliminate fees. Here are some tips to get out from under those bills:

  • Tackle high-rate debt first. If you are carrying a lot of debt, take a careful look at how much you owe and the interest rate you're paying on each loan or credit card. A large part of your monthly payments may be used up just covering interest payments. Make an effort to pay down your highest-rate cards or loans, and if possible, transfer balances from high-rate credit cards to low-rate cards. If you have a high-rate car loan, investigate refinancing your loan.
  • Track your expenses better and reorganize. One couple who participated in the recent survey was surprised to find that they were spending more than $300 more than they were bringing in every month. Sometimes the best way to address a serious spending or debt problem is to start from scratch with a simple budget. If you don't know how much you're paying out each month, that's a good sign to get back to basics.
  • Cut back on spending. This same couple, by going through every spending category, and noting their expenses for just one month, found ways to cut their personal expenditures $120 per month, entertainment expenses (such as dining out and going to movies) by $350 per month, and charity contributions by $75 per month.
  • Talk to a professional credit counselor. If you can't get a firm grasp on cutting your debt, professional credit counselors can help. Wescom has partnered with GreenPath Financial Wellness, a financial fitness program that provides information to help you develop a workable budget, get out of debt, improve your credit report, or plan for the future.

For more information on GreenPath, call us at 1-888-4WESCOM (1-888-493-7266), call GreenPath directly at 1-877-337-3399, or visit greenpath.com/wescom.

Signature Membership Benefit