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Piggy Bankers | Spring 2018 Wescom Credit Union

The Power of Youth

Strengthen Your Savings and Community

This month, Wescom is empowering you to boost your savings, get involved in your community, and be entered to win great prizes.

Two Ways to Win, Two Different Prizes

  1. Open a New Youth Account and and be entered for a chance to win a $250 College Saver Certificate to help you start putting money away for college.* One PiggyBanker, one Fortune Finder, and one GenEdge account holder will win!
  2. Pick up a cutout of Liz Wescom at your Wescom branch. Take a photo of her in your community — whether it's at the park, at the library, at your favorite restaurant…anywhere that you like to go — and post it on social media for a chance to win baseball game tickets.** Make sure to use #WheresLiz and tag Wescom on Facebook, Instagram, or Twitter!

Plus, stop by any Wescom branch for a charged-up giveaway!*** But hurry — you only have until April 30, 2019 to qualify for both sweepstakes!

*Official sweepstakes rules apply.

**Official sweepstakes rules apply.

***While supplies last. One per person.

A parent or legal guardian must be a Joint Owner on the Checking Account and ATM/Visa Debit Card. Account opening & Visa® Debit Card subject to verification through an account verification service and reserve the right to deny any application based on the results of negative information received through that service; and Credit Union approval.


Piggy Turns in His Beat Up Bills

After Piggy closed up his lemonade stand for the day, he put the money he made in the pocket of his pants. Thirteen $1 bills — what a successful day for Piggy! That night, when Piggy changed into his pajamas and went to sleep, his dad did some laundry and put Piggy's pants in the washing machine and then into the dryer.

The next morning, Piggy went to put on his clean pants and found that the $13 he left in his pocket were all torn up and almost falling apart.

"Oh no," said Piggy. "My hard-earned money is ruined – now I'll never save up enough for a new video game."

"Don't worry, son," said Piggy's dad. "Did you know that we can turn in your damaged bills to the U.S. Bureau of Engraving and Printing and redeem them for free?"

"Really? That would be great," said Piggy.

"Here's what we have to do," said Piggy's dad. "First we mail it to the Bureau of Engraving and Printing at MCD/OFM, Room 344A P.O. Box 37048 Washington, DC 20013."

Piggy's dad went on to explain that they must include the following with the damaged bills:

  • A letter stating the estimated value of the damaged bill
  • Your contact information
  • An explanation of how the bill became damaged
  • Your account and routing number, which you can find in eBranch or on the Wescom Mobile App

For more information visit bep.gov/submitaclaim.html.

Federally Insured by NCUA


WHAT YOU NEED TO KNOW ABOUT

Wescom College Saver Certificates

College may seem far away. But college is really expensive, and if you start saving money for it now, you'll be in great shape when you're college bound a few years down the road. One way to put away money for college is with a Wescom College Saver Certificate. If you save a little now, you'll see your college fund grow and grow. Featuring a $250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate's term until you're 18.

Talk to your parents about saving for college too. Let them know you want to start now, and fill them in on the ways Wescom can help — we'll make sure that when you do get to college, you'll be ready to pay for it.


Online Safety

Going on the internet to play games, learn, watch videos, or share pictures is fun – but before you use a phone or a computer to go online, there's a few important things to keep in mind to stay safe.

  • Be nice. Treat others with respect and never post hurtful or embarrassing messages or photos. If someone isn't being nice to you on social media, tell your parent or guardian.
  • Think twice before sending. Avoid posting your home address, specific locations of where you are, your phone number, or when you're on a vacation.
  • Don't share your passwords. Passwords are there to protect you against things like identity theft — don't share them with anyone, even your best friend.
  • Don't "friend" strangers. If you don't know them, don't friend them — some people online are not who they say they are.

HOLIDAY CLOSURES

All Wescom branches and the Contact Center (phone, chat, and email) will be closed in observance of the following holidays:

Memorial Day, May 27

2018 Annual Report
Now Available

Stop by any Wescom Branch to view the Wescom 2018 Annual Report, view it online, or download the PDF version.