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No NSF FEES

Nada. Zip. Zilch!

No NSF Fees – Nada. Zip. Zilch!

Wescom does not charge NSF (Non-Sufficient Fund) fees. It’s just another way we make your everyday banking easier.

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No NSF Fees

That’s right – Wescom has NO NSF (Non-Sufficient Fund) fees!

Plus, Wescom members enjoy:

  • NO monthly checking account fees1
  • NO minimum savings account balance fees



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Insured by NCUA. Membership eligibility required. Terms and conditions apply.

1 The paper statement fee is waived when enrolled in eStatements for Platinum Signature Members, Youth Accounts, Primary Account Members age 60 and older, Fiduciary Accounts, and for the first 90 days for new accounts. A $5.00 fee will be assessed for printing and mailing a paper statement (monthly and quarterly).

What’s a Non-Sufficient Fund You Ask?

It’s when an item, like a check or electronic debit, is presented for payment against your account when there’s insufficient funds available, and the item gets returned unpaid. Other financial institutions typically charge a fee for this, but here at Wescom, we don’t!



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Other Overdraft Protection Options

You can set up overdraft transfers from another share such as a Savings, Money Market, a Personal Loan or Line of Credit, or a Wescom Visa® Credit Card.



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A $3.00 Excessive Withdrawal Fee may be charged to your Savings Account for each withdrawal or transfer in excess of four (4) within a calendar quarter.

Low-Rate Loans from Wescom

Wescom offers low-rate loans that meet your borrowing needs. You can even use a line of credit as overdraft protection for any emergencies or oopsies like if you’ve miscalculated an available balance (it happens to the best of us).

We also offer options for first-time-borrowers!


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All loan subject to approval. Terms and conditions apply.

Most Common Questions