Opt-in for Check Card Overdraft Protection and avoid declined Check Card transactions.
There’s no fee to opt-in to the service and there’s no fee if you don’t use it. If you opt-in and we approve your transaction when you don’t have sufficient funds in your account, a courtesy fee of $30 per transaction will be charged, with a limit of four fees per day, but you may not always have to pay. Signature Members receive one fee waiver per year, while Platinum Signature Members receive two fee waivers per year.
Your purchase may be approved when you have insufficient funds in your checking account. Here are just a few examples of why members are opting in to Check Card Overdraft Protection: