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Home Equity Rates

All rates are as of Jul 7, 2015 and are subject to change without notice. Certain conditions and restrictions may apply. Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.

Home Equity Lines of Credit

Loan Variable APR* MaxRate Credit Line
Traditional Equity Line
(up to 90% financing)
Starting from 3.750% 17.90% $15,000 - $500,0001

APR=Annual Percentage Rate.

*Rate does not include a 0.125% discount for automatic payment from your Wescom checking account, subject to minimum rate of 3.00%.

Origination Fee of $695 will apply in the event the Line/Loan is closed within 3 years.

$75 annual fee on our Equity Line is waived the first year. An Equity Line of Credit is secured by your Primary Residence, Second Home or Non-owner Occupied real property. Call for more details.

Home Equity Loans

Loan APR* Credit Line
5 -Year Fixed Rate (up to 85% financing) 4.875% $15,000 - $500,0001
10 -Year Fixed Rate (up to 85% financing) 5.250% $15,000 - $500,0001
15 -Year Fixed Rate (up to 85% financing) 5.500% $15,000 - $500,0001
20 -Year Fixed Rate (up to 85% financing) 5.875% $15,000 - $500,0001

*Rate includes a 0.125% discount for automatic payment from your Wescom checking account.

Estimated payment based on a 20-year $50,000 loan at 5.875% APR = $354.62 per month.

Origination Fee of $695 will apply in the event the Line/Loan is closed within 3 years.

A Home Equity Loan is secured by your Primary Residence, Second Home or Non-owner Occupied real property.

1Loan amounts up to $500,000 available at reduced loan-to-value on primary residences only.

Call us at 1-888-4WESCOM (1-888-493-7266) ext.5900 for complete information or e-mail us at homeloans@wescom.org.

APR=Annual Percentage Rate.

To qualify for the 1.99% APR introductory rate, you must not have had a Wescom HELOC or Home Equity Loan within the last six months. The introductory rate is only available for primary residences. Maximum CLTV is 85%

Rates subject to change without notice.