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Mortgage Rates

The rates we offer shown below are examples effective as of Dec 2, 2020, and not intended to be inclusive or a commitment to the pricing for which you may qualify. The rate you may qualify for is based on several factors, including, but not limited to: Loan Purpose, Loan Amount, Occupancy, Credit Score, Property Type, Loan to Value, Combined Loan to Value, High Loan to Value, Number of Units, Subordinated Liens.

For additional information please call us at 1-888-493-7266 x5900.

Fixed-Rate Mortgages

Loan Rate Points APR

Conforming Fixed Rates ($50,000 — $510,400)

30 -Year 2.875% 0.000 2.920%
30 -Year 2.625% 1.000 2.747%
20 -Year 2.750% 0.000 2.813%
20 -Year 2.500% 1.000 2.673%
15 -Year 2.500% 0.000 2.582%
15 - Year 2.250% 1.000 2.474%

Jumbo Fixed Rates ($510,401 — $1,500,000)

30-Year Fixed (above $510,400) 3.125% 0.000 3.171%
15-Year 2.750% 0.000 2.834%

Adjustable Rate Mortgages

Loan Rate Points APR Index Margin

Adjustable Rate Mortgages ($50,000—$510,400)

Special Offer
5/1 ARM 1,2
2.625% 0.000 3.490% 1 YR Libor 2.250
5/1 ARM 2 2.750% 0.000 3.448% 1 YR Libor 2.250
7/1 ARM 3 2.875% 0.000 3.326% 1 YR Libor 2.250
10/1 ARM 4 3.000% 0.000 3.200% 1 YR Libor 2.250
15/15 ARM 5 3.250% 0.000 3.337% 10 YR CMT 2.000

Jumbo Adjustable Rate Mortgages ($510,401—$1,500,000)

Special Offer
5/1 ARM 1,2
2.375% 0.000 3.227% 1 YR Libor 2.250
5/1 ARM 2 2.500% 0.000 3.188% 1 YR Libor 2.250
7/1 ARM 3 2.625% 0.000 3.069% 1 YR Libor 2.250
10/1 ARM 4 2.750% 0.000 2.947% 1 YR Libor 2.250
15/15 ARM 5 3.000% 0.000 3.085% 10 YR CMT 2.000

1 The special offer adjustable rate mortgage is available on single-family, primary residences only. A minimum FICO Score of 720 is required. Maximum loan amount of $1,000,000. Maximum LTV/CLTV 75%. The initial rate adjustment will not exceed 2.00% and each subsequent rate adjustment will not exceed 2.00%. The maximum rate and APR increase over the life of the loan period is 5.00% from the start rate. Monthly payments may increase corresponding to changes to the rate.

2 The rate and APR is fixed for the first five years and adjusts annually thereafter. The initial rate adjustment will not exceed 2.00% and each subsequent rate adjustment will not exceed 2.00%. The maximum rate and APR increase over the life of the loan period is 5.00% from the start rate. Monthly payments may increase corresponding to changes to the rate.

3 The rate and APR is fixed for the first seven years and adjusts annually thereafter. The initial rate adjustment will not exceed 5.00% and each subsequent rate adjustment will not exceed 2.00%. The maximum rate and APR increase over the life of the loan period is 5.00% from the start rate. Monthly payments may increase corresponding to changes to the rate.

4 The rate and APR is fixed for the first ten years and adjusts annually thereafter. The initial rate adjustment will not exceed 5.00% and each subsequent rate adjustment will not exceed 2.00%. The maximum rate and APR increase over the life of the loan period is 5.00% from the start rate. Monthly payments may increase corresponding to changes to the rate.

5 The rate and APR is fixed for the first fifteen years and adjusts once thereafter. The rate adjustment will not exceed 6.00%. The maximum rate and APR increase over the life of the loan period is 6.00% from the start rate. Monthly payments may increase corresponding to the change to the rate.