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Mortgage Rates

The rates we offer shown below are examples effective as of Jul 14, 2020, and not intended to be inclusive or a commitment to the pricing for which you may qualify. For additional information and rates for loan amounts less than $100,000 please call 1-888-4WESCOM (1-888-493-7266).

Fixed-Rate Mortgages

Loan Rate Points APR

Conforming Fixed Rates ($50,000 — $510,400)

30 -Year 3.375% 0.000 3.421%
30 -Year 3.125% 1.000 3.250%
20 -Year 3.250% 0.000 3.315%
20 -Year 2.990% 1.000 3.166%
15 -Year 2.990% 0.000 3.073%
15 - Year 2.750% 1.000 2.977%

Jumbo Fixed Rates ($510,401 — $999,999)

30-Year 3.375% 0.000 3.422%
15-Year 2.990% 0.000 3.074%

Super Jumbo Fixed Rates ($1,000,000 — $1,500,000)

30-Year 3.625% 0.000 3.673%
15-Year 3.250% 0.000 3.335%

Adjustable Rate Mortgages

Loan Rate Points APR Index Margin

Adjustable Rate Mortgages ($50,000—$510,400)

Special Offer 5/1 ARM1, 2 2.875% 0.000 3.753% 1 YR Libor 2.250
5/1 ARM 2 2.990% 0.000 3.698% 1 YR Libor 2.250
7/1 ARM 3 3.125% 0.000 3.582% 1 YR Libor 2.250
10/1 ARM 4 3.250% 0.000 3.453% 1 YR Libor 2.250
15/15 ARM 5 3.375% 0.000 3.462% 10 YR CMT 2.000

Jumbo Adjustable Rate Mortgages ($510,401—$999,999)

Special Offer 5/1 ARM 1, 2 2.875% 0.000 3.753% 1 YR Libor 2.250
5/1 ARM 2 2.990% 0.000 3.698% 1 YR Libor 2.250
7/1 ARM 3 3.125% 0.000 3.582% 1 YR Libor 2.250
10/1 ARM 4 3.250% 0.000 3.453% 1 YR Libor 2.250
15/15 ARM 5 3.375% 0.000 3.462% 10 YR CMT 2.000

Super Jumbo Adjustable Rate Mortgages ($1,000,000—$1,500,000)

5/1 ARM 2 3.240% 0.000 3.958% 1 YR Libor 2.250
7/1 ARM 3 3.375% 0.000 3.839% 1 YR Libor 2.250
10/1 ARM 4 3.500% 0.000 3.705% 1 YR Libor 2.250
15/15 ARM 5 3.625% 0.000 3.713% 10 YR CMT 2.000

1 The special offer adjustable rate mortgage is available on single-family, primary residences only. A minimum FICO Score of 720 is required. Maximum loan amount of $1,000,000. Maximum LTV/CLTV 75%. The initial rate adjustment will not exceed 2.00% and each subsequent rate adjustment will not exceed 2.00%. The maximum rate and APR increase over the life of the loan period is 5.00% from the start rate. Monthly payments may increase corresponding to changes to the rate.

2 The rate and APR is fixed for the first five years and adjusts annually thereafter. The initial rate adjustment will not exceed 2.00% and each subsequent rate adjustment will not exceed 2.00%. The maximum rate and APR increase over the life of the loan period is 5.00% from the start rate. Monthly payments may increase corresponding to changes to the rate.

3 The rate and APR is fixed for the first seven years and adjusts annually thereafter. The initial rate adjustment will not exceed 5.00% and each subsequent rate adjustment will not exceed 2.00%. The maximum rate and APR increase over the life of the loan period is 5.00% from the start rate. Monthly payments may increase corresponding to changes to the rate.

4 The rate and APR is fixed for the first ten years and adjusts annually thereafter. The initial rate adjustment will not exceed 5.00% and each subsequent rate adjustment will not exceed 2.00%. The maximum rate and APR increase over the life of the loan period is 5.00% from the start rate. Monthly payments may increase corresponding to changes to the rate.

5 The rate and APR is fixed for the first fifteen years and adjusts once thereafter. The rate adjustment will not exceed 6.00%. The maximum rate and APR increase over the life of the loan period is 6.00% from the start rate. Monthly payments may increase corresponding to the change to the rate.