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Checking

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Wescom Checking Account

Experience the flexibility of a FREE Wescom Checking Account1 with Direct Deposits available up to two days sooner2,
fee-free access to more than 30,000 ATMs in our nationwide CO-OP® Network,3 and more!

Open Account Now About Wescom

Simply FREE Checking

You deserve a simple way to bank. A Wescom Checking Account features a seamless banking option where you’ll enjoy:

  • Free Checking
  • Free Overdraft Transfers4
  • No Minimum Savings Account Balance Fee

Open an Account

Get help managing your account through our CheckRight Program.

1 The paper statement fee is waived when enrolled in eStatements for Platinum Signature Members, Youth Accounts, Primary Account Members age 60 and older, Fiduciary Accounts, and for the first 90 days for new accounts. A $5.00 fee will be assessed for printing and mailing a paper statement (monthly and quarterly).

2 Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.

3 Non-CO-OP or Non-Wescom ATM operators and institutions may charge an ATM usage fee.

4 A $3.00 Excessive Withdrawal Fee may be charged to your Savings Account for each withdrawal or transfer in excess of four (4) within a calendar quarter.

Features & Benefits

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Account Alerts
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ATM Access
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Chat
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Mobile Banking
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Online Banking

Account Alerts

Our selection of Account Alerts can help you keep track of your finances by notifying you via text message or email about activity on your account or Visa® Credit Card.

To set up a new alert or modify your existing alerts, login to eBranch and select Account Alerts from the menu. The Wescom Mobile Apps also offer push notifications.

ATM Access

Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!

Chat

Connect with a Wescom Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).

Mobile Banking

Stay in control by managing all your accounts with ease through the Wescom Mobile Banking App.

Account Alerts

Tap into free online banking and engage with all of our mobile banking tools on eBranch.

Benefits

Of Signature Membership

Through Signature Membership, you'll earn Relationship Points for managing, borrowing, saving, and investing money with Wescom — meaning the more you bank with us, the more rewards you'll get such as:

  • Closing cost rebate on new first mortgages*
  • Check your monthly FICO® Score**
  • Five Non-Wescom ATM Fee Waivers***
Signature Membership Info

SEND MONEY WITH ZELLE®

This is How Money Moves

Wescom has partnered with Zelle® - a fast, safe, and easy way to send money in minutes1 to friends, family, and others you trust - no matter where they bank2 - right from the Wescom Mobile Banking App.

  • FAST
    send money directly from your bank account to theirs in minutes1
  • SAFE
    send or receive money right from your Wescom Credit Union mobile app
  • EASY
    send money with just a few taps using just an email address or U.S. mobile phone number
Learn More

Can We Help You Find Something?

Wescom SnapDeposit

SnapDeposit allows you to deposit checks from wherever you are, conveniently and securely – saving you time. With SnapDeposit, deposit checks straight from your Android or Apple® device into your Wescom Account. Set up free account alerts via text message or email to help monitor your account activity or Visa® Credit Card.

Available to most Wescom members whose accounts are in good standing.

Apple is a registered trademarks of Apple Inc.
Android is a trademark of Google LLC.

SnapDeposits may take up to one business day to post to your account. Wescom hold policies apply. Please refer to the About Your Credit Union Accounts disclosure for information on the Wescom funds availability policy. You will be notified by email if your SnapDeposit has been accepted, rejected, or placed on hold.

For complete details, click here.

Bank Anywhere
Anytime, with Wescom

Extend your relationship with Wescom, wherever you might be. Our robust remote banking features ensure convenient and secure access to your accounts with all the customer service benefits you know and love. Call/chat through our Member Contact Center, use Online Banking or download Wescom’s Mobile Banking App at the click of a button.

Remote Banking

We Think You Deserve More

Welcome Offer

Three Simple Steps Can Mean an Extra $500 Here’s how it works:

  • Open a new Wescom Checking Account and maintain a $100 average daily balance1, you’ll get $100.
  • Use your debit card at least twice for two consecutive months and get $50.
  • Make a qualifying direct deposit of $500 or more for two consecutive months** and get $100.
  • Get another $250 when you fund a qualifying loan product. You’ll receive the bonus right to your account and as long as you achieve them during your New Member Period (the first 90-120 days of account opening).

Use Promo Code: WELCOME to take advantage of the offer and receive an extra $500.

Offer valid until 12/31/2020 and may discontinue at any time. Member must meet all qualifications to receive full $500 bonus. Full/partial bonus will be deposited to your regular savings account the first week of the month following the full calendar month after you qualify for the bonus. Offer valid for new members only and cannot be combined with any other offer. Youth Account, UCLA Student, UCLA Grad Student, UCLA Staff and UCLA Faculty members, Wescom employees, their families, Wescom Volunteers, and Wescom Board of Directors and existing Members are not eligible for this offer. Bonuses may be subject to IRS reporting. Consult your tax advisor.

*Based on average daily balance at end of first full calendar month.

**Direct Deposit must be $500 per month for two of the three most recent months. Transfers done via ATM, teller, Person to Person payments (such as Zelle®) are not considered a direct deposit.

†Loans subject to credit approval. Student Loans and Quick Assist Loans are not eligible for this bonus.

†† Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer. Wescom does not control when the direct deposit is received.

Anyone who lives, works, worships, or attends school in Southern California is eligible to open an account at Wescom. A $1 deposit to a Regular Savings Account is required. Certain conditions and restrictions apply. Ask for further details.


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