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Experience the flexibility of a
FREE Checking Account1
with Direct Deposits available up to two days sooner2,
fee-free access to more than 30,000 ATMs in our nationwide
CO-OP Network3, and more!
Anyone in California can open an account!
You deserve a simple way to bank. A Checking Account from Wescom Financial provides a seamless banking experience with convenient features designed to help you manage your money with confidence.
Get help managing your account through our CheckRight Program.
Through Signature Membership, you'll earn Relationship Points for managing, borrowing, saving, and investing with Wescom. The more you bank with us, the more valuable benefits and rewards you'll enjoy.
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Our selection of Account Alerts can help you keep track of your finances by notifying you via text message5 or email about activity on your account or Visa® credit card.
To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom mobile banking app also offers push notifications.
Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!
Connect with a Wescom Financial Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).
Stay in control by managing all your accounts with ease through the Wescom Mobile Banking App.
Tap into free online banking and engage with all of our mobile banking tools on Online Banking.
Our selection of Account Alerts can help you keep track of your finances by notifying you via text message5 or email about activity on your account or Visa® credit card.
To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom mobile banking app also offers push notifications.
Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!
Connect with a Wescom Financial Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).
Stay in control by managing all your accounts with ease through the Wescom Mobile Banking App.
Tap into free online banking and engage with all of our mobile banking tools on Online Banking.
Managing your money is simple with Wescom online banking and the mobile banking app. Whether you're at home or on the go, our remote banking tools provide convenient, secure access to your accounts whenever you need it.
Zelle® is a fast, safe, and easy way to send money in minutes9 to friends, family, and others you trust, even if they don't bank with Wescom Financial.
SnapDeposit8 allows you to deposit checks from wherever you are, conveniently and securely, saving you time. Deposit checks directly from your Android™ or Apple® device into your Wescom account. You can also set up free account alerts via text message5 or email to help monitor your account activity and Visa® credit card activity.
A Wescom Financial Checking Account is a free checking account designed to provide convenient everyday banking. Members can access features such as direct deposit, online and mobile banking, fee-free3 access to more than 30,000 CO-OP Network ATMs, mobile check deposit, and Zelle®.
No. Wescom Financial offers free checking accounts1 with no monthly maintenance fee. While there are no recurring account maintenance charges, some optional services or account-related transactions may incur fees. For more information, review the Schedule of Fees and Charges.
Anyone who meets Wescom Financial membership eligibility requirements can open a checking account. Wescom Financial membership is available to individuals who live, work, worship, or attend school in California, making it easier than ever for Californians to enjoy the benefits of a free checking account, digital banking services, and personalized financial solutions.
Wescom Checking Accounts offer convenient features including no monthly maintenance fee, direct deposit, online banking, mobile banking, SnapDeposit® mobile check deposit, Zelle®, and fee-free3 access to thousands of CO-OP Network ATMs nationwide.
Yes. Wescom Financial may make qualifying direct deposits available up to two days early when funds are received. Early access to funds depends on when the payer submits deposit information and is not guaranteed.
You can set up direct deposit by providing your Wescom Financial account and routing numbers to your employer or payment provider. Once established, qualifying deposits can be automatically added to your checking account. If you are setting up Direct Deposit, please click here to see additional important information that will ensure your electronic deposit or debit is routed to the correct account.
SnapDeposit® allows eligible members to deposit checks using the Wescom Financial Mobile Banking App. Simply submit images of the front and back of your check using a compatible mobile device to securely deposit funds into your account.10
Yes. Eligible members can use SnapDeposit® through the Wescom Financial Mobile Banking App to deposit checks from virtually anywhere without visiting a branch or ATM. Review the SnapDeposit Agreement for more details on how mobile deposit works!
Yes. Zelle® is available through Wescom Financial, allowing eligible members to send and receive money with friends, family, and others they trust using a U.S. mobile phone number or email address.
Wescom Financial does not charge a fee to use Zelle®. Transaction limits, eligibility requirements, and terms and conditions apply.
You can access your Wescom Financial Checking Account through Online Banking, the Wescom Financial Mobile Banking App, Member Contact Center services, participating ATM locations, and Wescom branch locations.
Wescom Financial members have fee-free3 access to more than 30,000 CO-OP Network ATMs across the United States and Canada. Non-Wescom and non-CO-OP Network ATM operators may charge additional fees. To find a CO-OP ATM, simply use the Wescom Location Finder.
Signature Membership is a relationship rewards program that provides eligible members with additional benefits based on their overall relationship with Wescom Financial. Benefits may include ATM fee waivers, access to a complimentary FICO® Score, and mortgage-related rewards. To learn more, visit our Signature Membership page.
Yes. Wescom Financial Online Banking and Mobile Banking allow members to view balances, transfer funds, pay bills, deposit checks, monitor transactions, set up alerts, and manage their accounts from virtually anywhere.
Wescom Financial uses multiple security measures to help protect member accounts and online banking activity. Members can also take advantage of account alerts5, secure login features, and transaction monitoring tools to help safeguard their finances.
1 The paper statement fee is waived when enrolled in eStatements, for Platinum Signature Members, Youth Accounts, Primary Account Members age 60 and older, Fiduciary Accounts, and for the first 90 days for new accounts. A $5.00 fee will be assessed for printing and mailing a paper statement (monthly and quarterly).
2 Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.
3 Non-CO-OP or Non-Wescom ATM operators and institutions may charge an ATM usage fee.
5 Transactions between enrolled users typically occur in minutes.
6 To send or receive money with Zelle®, both parties must have an eligible checking or savings account.
Terms and conditions apply. Zelle and the Zelle marks used herein are trademarks of Early Warning Services, LLC.
* Applies only to new purchases and refinances from another lender.
** FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive their FICO® Score. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
*** Signature Members earn five (5) Non-Wescom ATM Fee Waivers per calendar year. Non-CO-OP or Non-Wescom ATM operators and institutions may charge an ATM usage fee in addition to the fees charged by Wescom.
† Available to most Wescom members whose accounts are in good standing.
Apple is a registered trademarks of Apple Inc.
Android is a trademark of Google LLC.
SnapDeposits may take up to one business day to post to your account. Wescom hold policies apply. Please refer to the About Your Credit Union Accounts disclosure for information on the Wescom funds availability policy. You will be notified by email if your SnapDeposit has been accepted, rejected, or placed on hold.
For complete details, click here.
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Please be aware that privacy and security policies may differ from those of Wescom, and that the Credit Union is not responsible for content on third-party websites or for any transactions that may occur on those sites.
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