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With a Tier Plus Money Market Account, the more you save, the more you can earn. Enjoy competitive dividend rates, convenient access to your funds, and the opportunity to earn even more through Signature Membership.
You've worked hard to build your savings. Put your money to work with a Wescom Money Market Account designed to help you earn more while keeping your funds within reach.
Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.
A TierPlus Money Market Account helps you grow your savings while maintaining easy access to your funds. Enjoy competitive earnings, added flexibility, and savings options designed to support your financial goals today and in the future.
Wescom Financial members who maintain a full-service Wescom Wealth Management3 relationship with $10,000 or more in qualifying liquid assets may earn an enhanced Annual Percentage Yield (APY) through an Asset Maximizer Account.
Enhanced Earning Potential
Earn a higher APY on eligible balances when you maintain qualifying liquid assets with Wescom Wealth Management.
Liquidity Meets Opportunity
Keep qualifying assets invested and accessible while benefiting from enhanced earnings on your Asset Maximizer Account.
Rewarding Relationships
Combine your Wealth Management and deposit relationships to unlock additional value and savings benefits.
Flexible Account Access
Make deposits and withdrawals whenever needed while maintaining a minimum balance of $2,500.
It's a smart way to earn more on your savings while maintaining access to your money and leveraging the benefits of your broader Wescom financial relationship.
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Our selection of Account Alerts4 can help you keep track of your finances by notifying you via text message or email about activity on your account or Visa® credit card.
To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom Mobile Banking App also offers push notifications.
Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!
Connect with a Wescom Financial Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).
Stay in control by managing all your accounts with ease through the Wescom Mobile Banking App.
Tap into free online banking and engage with all of our mobile banking tools on Online Banking.
Our selection of Account Alerts4 can help you keep track of your finances by notifying you via text message or email about activity on your account or Visa® credit card.
To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom Mobile Banking App also offers push notifications.
Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!
Connect with a Wescom Financial Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).
Stay in control by managing all your accounts with ease through the Wescom Mobile Banking App.
Tap into free online banking and engage with all of our mobile banking tools on Online Banking.
A TierPlus Money Market Account is a savings account that offers tiered dividend rates, allowing you to earn more as your account balance grows. It combines competitive earnings with convenient access to your funds.
A Money Market Account earns dividends based on your account balance. Higher balance tiers may qualify for higher dividend rates, helping you maximize earnings while maintaining access to your money.
Both accounts help you save money and earn dividends, but a Money Market Account typically offers higher rates for larger balances through tiered pricing structures. This makes it an attractive option for members looking to grow larger savings balances.
A minimum balance may be required to open and earn dividends on a Money Market Account. Refer to the current rate schedule for applicable balance requirements and tier qualifications.
Yes. Wescom Financial Money Market Accounts provide access to your funds without early withdrawal penalties5, making them a flexible option for short-term and long-term savings goals.
No. TierPlus Money Market Accounts do not have early withdrawal penalties5, allowing you to access your money when needed while continuing to earn dividends on qualifying balances.
Yes. TierPlus Money Market Accounts use a tiered-rate structure that may provide higher dividend rates and APYs as your account balance reaches higher qualifying tiers.
The Asset Maximizer Account (AMA) is a premium money market account designed for eligible members who maintain qualifying investment relationships through Wescom Financial Wealth Management3. It offers enhanced earning opportunities while providing access to your funds.
Eligibility for an Asset Maximizer Account generally requires maintaining a qualifying Wescom Financial Wealth Management3 investment account and meeting applicable balance requirements. Additional terms and conditions may apply.
Yes. Wescom Financial offers a Money Market IRA option, allowing eligible members to save for retirement while earning dividends in a money market account structure.
Yes. Wescom Financial Money Market Accounts are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which is administered by the National Credit Union Administration (NCUA). Additional coverage may be available based on ownership structure and applicable insurance rules.
Individuals who are eligible for Wescom Financial membership can open a Money Market Account. Membership is available to people who live in California and meet applicable account-opening requirements.
Yes. Signature Members and Platinum Signature Members may qualify for enhanced dividend rates and APYs on eligible Money Market Accounts, subject to current rate schedules and program requirements.
A Money Market Account may be a good option for emergency savings because it offers convenient access to your funds while providing the opportunity to earn dividends on eligible balances.
Membership eligibility required. All accounts are subject to approval. A $1 deposit to a Regular Savings Accounts is required. Terms and conditions apply.
* All dividend rates and APYs (Annual Percentage Yields) are accurate as of 01/28/2026 and subject to change without notice.The tier dividend rate assigned to an account will be determined by each day’s ending balance. Dividends will be compounded daily and credited to your account on the last day of each monthly cycle. Minimum opening deposit to obtain APY is $2,500. Minimum balance to obtain APY is $2,500. Fees could reduce the earnings on the account. See About Your Credit Union Account for details.
** Must have a Wescom Wealth Management Service Investment Account3 with a minimum balance of $10,000 to qualify.
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
4Message and data rates may apply.
5A penalty may be imposed for early withdrawal on Money Market IRA Savings Accounts. See About Your Credit Union Account for details.
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