Search
Find Location
Location
  • Open an Account
  • Branches and ATMs
  • Schedule an Appointment
  • Checking Savings Certificates Money Markets Youth Accounts Retirement Accounts Signature Membership
  • Auto Loans Personal Loans Personal Line of Credit
  • Purchase and Refinance Mortgage Calculators Home Equity
  • Wescom Financial Services Retirement Planning eVision® Online Training Rethinking Retirement
  • Auto Home Life Pet
  • Credit Cards
  • Remote Banking
  • UCLA Home About Better Banking for Bruins Borrow Spend Save Bruin Community Clubs and Organizations International Students Bruin Edge Visa® Credit Card Bruin Choice Visa® Credit Card Technology Loan Student Loans
  • Wescom Foundation
  • Security Center
  • Financial Education Center
  • Wescom TouchPoints Blog
  • Financial Calculators
  • Contact Us
  • About Us
We're sorry, Internet Explorer is not a supported browser. Please use Microsoft Edge, Firefox, Safari or Google Chrome Browser. We apologize for any inconvenience this may cause.

Personal Loans

Apply Now Schedule an Appointment
silhouette of woman raising her hands 615334 2x

Personal Loans

A Wescom Personal Loan can help you with life’s expenses. Let us help you with your dream vacation, home improvement, debt consolidation, and more!

Personal Loan Rates

Amounts Up To
Rate $100,000
Terms Up To
Rate 72 Months
Fixed Rates As Low As
Rate 10.49%*
Amounts Up To $100,000
Terms Up To 72 Months
Fixed Rates As Low As 10.49%*
Apply Now

Membership eligibility required. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply. Insured by NCUA

Loan amount based on the Credit Union's maximum aggregate unsecured loan limit of $100,000 per qualifying member. This includes all individual and joint unsecured credit combined.

*APR=Annual Percentage Rate

At a rate of 10.49% your monthly payment on a 72-month term would be $18.78 per $1,000 borrowed.

Personal Loan Benefits

Whether you need to take care of unexpected expenses, consolidate high-interest balances into one low fixed monthly payment, or take a vacation, a Wescom Personal Loan can help.

  • Fixed rate as low as 10.49% APR*
  • No origination fees
  • No collateral needed
  • Worry-free fixed monthly payments with terms up to 72 months**
  • No pre-payment penalty if you decide to pay your loan off early
  • Automatic payments available for your convenience
  • Loan amounts from $500-$100,000***

Loan amount based on the Credit Union's maximum aggregate unsecured loan limit of $100,000 per qualifying member. This includes all individual and joint unsecured credit combined.

*APR = Annual Percentage Rate. All loans and rates subject to approval and based on applicant's credit rating.

**Maximum term based on loan amount.

***Loan amount based on the Credit Union's maximum aggregate unsecured loan limit of $100,000 per qualifying member. This includes all individual and joint unsecured credit combined.

Apply Now

Can We Help You Find Something?

Personal Line of Credit Rates

Lines Up To
Rate $100,000
Variable Rates As Low As
Rate 13.49%*
Lines Up To $100,000
Variable Rates As Low As 13.49%*

Membership eligibility required. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply. Insured by NCUA

Loan amount based on the Credit Union's maximum aggregate unsecured loan limit of $100,000 per qualifying member. This includes all individual and joint unsecured credit combined.

*APR=Annual Percentage Rate. Rate is valid as of and subject to change without notice. APR may vary based on credit qualifications. Terms and conditions apply.

Personal Line of Credit Benefits

A Wescom Personal Line of Credit is perfect for use as overdraft protection for your Wescom checking account or as an instant source of cash for repairs, travel, or other special purchases.

Features and Benefits:


  • Credit line up to $100,000
  • Immediate access to funds
  • No cash advance fees
  • Easy ATM access for quick cash
  • Automatic payment option
  • Free loan drafts that can be used just like a personal check to make purchases
  • Branch and Teller Phone access for payments, transfers, and account information


Apply Now

Features & Benefits

This is a carousel with slides. Use the previous and next buttons to navigate.

woman with blue phone holding credit card
FICO Score
man in blue shirt using phone
Mobile Banking
man in white shirt talking on phone
ATM and Branch Locator
person sitting on hood of SUV by mountains
Insurance
person typing on laptop computer
Online Banking

FICO® Score

Check your monthly credit score with FICO®

†FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive a FICO® Score

Mobile Banking

Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.


ATM and Branch Locator

Easily find a Wescom branch or ATM that is most convenient for you by using our ATM and Branch Locator tool.


Sign into eBranch

Insurance

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

Learn More

Online Banking

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

Sign into eBranch

Need to Get In Touch?

Schedule an Appointment View our Branches and Locations

Ready to Get Started?

Open an Account

Most Common Questions

Helpful?

Let us know!

Thank You!

Object reference not set to an instance of an object.

   at lambda_method(Closure , SnackbarItem )
   at Glass.Mapper.Sc.GlassHtml.NormalModeOutput[T](Expression`1 field, Expression`1 standardOutput, T model, SafeDictionary`1 dictionary) in C:\TeamCity\buildAgent\work\9693a2d38f55a4a\Source\Glass.Mapper.Sc\GlassHtml.cs:line 639
   at Glass.Mapper.Sc.GlassHtml.MakeEditable[T](Expression`1 field, Expression`1 standardOutput, T model, Object parameters, Context context, Database database, TextWriter writer) in C:\TeamCity\buildAgent\work\9693a2d38f55a4a\Source\Glass.Mapper.Sc\GlassHtml.cs:line 603