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1. Click Apply Now to get started.
2. Upon approval, we'll open and fund a Savings Account with a $1 deposit for you to establish your membership.
With a Wescom Personal Loan, you can
Whatever your goals are, a Wescom Personal Loan can help with these benefits:
Complete the below and adjust the fields to your desired monthly payment. When you’re ready, select Apply Now.
This calculator is designed to provide estimated payments using the information provided. The payment example applies the best interest rate available based on your stated estimated Loan Amount, Loan Term, and Credit Score Rate. See wescom.org for current rates and terms. Your interest rate, payment and terms may differ based on our credit evaluation and final loan approval. We do not guarantee the accuracy of the calculator or its applicability to your circumstances.
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Check your monthly credit score with FICO®
†FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive a FICO® Score
Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.
Easily find a Wescom branch or ATM that is most convenient for you by using our ATM and Branch Locator tool.
Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.
Tap into free online banking and engage with all our mobile banking tools on Online Banking.
Check your monthly credit score with FICO®
†FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive a FICO® Score
Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.
Easily find a Wescom branch or ATM that is most convenient for you by using our ATM and Branch Locator tool.
Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.
Tap into free online banking and engage with all our mobile banking tools on Online Banking.
You can count on us when it comes to getting rewarded for on-time payments. We are happy to offer a Timely Incentive Repayment Program (TRIP) to help our members get the best rates! Here’s how it works:
* APR = Annual Percentage Rate. Total discount of up to 2.00% APR applied in 0.50% APR increments for every six consecutive on-time monthly payments. Maximum discount will never cause the final APR to be lower than the floor rate for the specific loan and term at time of funding. Monthly payment amount remains constant, with additional money going toward principal, which shortens the term of the loan and the total amount paid over the life of the loan.
A first instance of a late payment will reset any progress toward a TRIP rate reduction so that six consecutive, on-time monthly payments will be required for the next rate reduction. A second instance of a late payment will disqualify you from any additional TRIP discounts for the remainder of the loan. Any instance of a “Skip a Pay” option will advance the review date by an additional month. No TRIP rate reduction will be applied on the review date if there are any restrictions on your account. In addition, your TRIP progress will reset so that six consecutive, on-time monthly payments will be required for the next rate reduction. Any loan modifications or deferments will disqualify you from the TRIP program. Changes in rate reduction will be shown on monthly periodic statements and eStatement or by US mail. Offer may be discontinued or changed at any time without notice.
A Quick Assist Loan is a zero-interest, no credit check loan. This alternative gives borrowers fast access to cash to cover unexpected expenses.
Benefits of a Quick Assist Loan
A Wescom Quick Assist Loan is available to members ages 18 and up who are enrolled in direct deposit with Wescom.*
Call us at 1-888-4WESCOM (1-888-493-7266) or visit any one of our branches to apply today!
APR = Annual Percentage Rate
Six (6) monthly payments of $16.67 per $100 borrowed.
*Eligibility terms and conditions apply. The member must have had at least two (2) payroll direct deposits, averaging a minimum of $500, in the past 60 days. Transfers done via ATM, teller, Person to Person payments (such as Zelle®) are not considered a direct deposit.
The member cannot have any delinquent loans, and must have $25 in a share account.
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