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Personal Loans

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Personal Loans

With a Wescom Personal Loan, you can

  • Consolidate debt
  • Make home improvements
  • Go on a vacation
  • Take care of big expenses

Personal Loan Rates

 
Amounts Up To
Rate $100,000
Terms Up To
Rate 72 Months
Fixed Rates As Low As
Rate 10.74%*
Amounts Up To $100,000
Terms Up To 72 Months
Fixed Rates As Low As 10.74%*
Apply Now

Personal Loan Benefits

Whatever your goals are, a Wescom Personal Loan can help with these benefits:

  • Fixed rate as low as 10.74% APR*
  • No origination fees
  • No collateral needed
  • Worry-free fixed monthly payments with terms up to 72 months**
  • No pre-payment penalty if you decide to pay your loan off early
  • Automatic payments available for your convenience
  • Loan amounts from $500-$100,000***

Loan Calculator

Wescom Personal Loan

Borrow money with confidence knowing that Wescom has your dreams covered!

Complete the below and adjust the fields to your desired monthly payment. When you’re ready, select Apply Now.



Estimated Monthly Payment:


$0.00

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This calculator is designed to provide estimated payments using the information provided. The payment example applies the best interest rate available based on your stated estimated Loan Amount, Loan Term, and Credit Score Rate. See wescom.org for current rates and terms. Your interest rate, payment and terms may differ based on our credit evaluation and final loan approval. We do not guarantee the accuracy of the calculator or its applicability to your circumstances.

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Personal Line of Credit Rates

Lines Up To
Rate $100,000
Variable Rates As Low As
Rate 13.74%*
Lines Up To $100,000
Variable Rates As Low As 13.74%*
Apply Now

Personal Line of Credit Benefits

A Wescom Personal Line of Credit is perfect for use as overdraft protection for your Wescom checking account or as an instant source of cash for repairs, travel, or other special purchases.

Features and Benefits:


  • Credit line up to $100,000
  • Immediate access to funds
  • No cash advance fees
  • Easy ATM access for quick cash
  • Automatic payment option
  • Free loan drafts that can be used just like a personal check to make purchases
  • Branch and Teller Phone access for payments, transfers, and account information


Apply Now

Features & Benefits

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FICO Score
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Mobile Banking
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ATM and Branch Locator
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Insurance
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Online Banking

FICO® Score

Check your monthly credit score with FICO®

†FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive a FICO® Score

Mobile Banking

Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.


ATM and Branch Locator

Easily find a Wescom branch or ATM that is most convenient for you by using our ATM and Branch Locator tool.


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Insurance

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

Learn More

Online Banking

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

Sign into eBranch

Quick Assist Loan

A Quick Assist Loan is a zero-interest, no credit check loan. This alternative gives borrowers fast access to cash to cover unexpected expenses.

Benefits of a Quick Assist Loan

  • Borrow up to $800 per loan
  • No lengthy application process
  • Flexible repayment terms of up to six (6) months
  • No interest charges (0% APR) with a one-time application fee
  • Loan payments will be reported to credit bureaus

A Wescom Quick Assist Loan is available to members ages 18 and up who are enrolled in direct deposit with Wescom.*

Call us at 1-888-4WESCOM (1-888-493-7266) or visit any one of our branches to apply today!

Find a Branch

APR = Annual Percentage Rate

Six (6) monthly payments of $16.67 per $100 borrowed.

*Eligibility terms and conditions apply. The member must have had a $400 minimum ACH direct deposit each month for the past three (3) calendar months. Transfers done via ATM, teller, Person to Person payments (such as Zelle®) are not considered a direct deposit.

The member cannot be in their New Member Period, have a negative share of any amount, have any delinquent loans, and cannot have more than three (3) Quick Assist Loans in a six-month rolling period.

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