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Personal Loans

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Personal Loans
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Personal Loans

A Wescom Personal Loan can help you with life’s expenses. Let us help you with your dream vacation, home improvement, debt consolidation, and more!

Personal Loan Rates

Amounts Up To
Rate $100,000
Terms Up To
Rate 60 Months
Fixed Rates As Low As
Rate 8.90%*
Amounts Up To $100,000
Terms Up To 60 Months
Fixed Rates As Low As 8.90%*
Apply Now

Membership eligibility required. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply. Insured by NCUA

Loan amount based on the Credit Union's maximum aggregate unsecured loan limit of $100,000 per qualifying member. This includes all individual and joint unsecured credit combined.

*APR=Annual Percentage Rate

At a rate of 8.90%–17.90%, your monthly payment on a 36-month term would be $31.77–$36.12 per $1,000 borrowed.

Personal Loan Benefits

Whether you need to take care of unexpected expenses, consolidate high-interest balances into one low fixed monthly payment, or take a vacation, a Wescom Personal Loan can help.

  • Fixed rate as low as 8.90% APR*
  • No origination fees
  • No collateral needed
  • Worry-free fixed monthly payments with terms up to 60 months**
  • No pre-payment penalty if you decide to pay your loan off early
  • Automatic payments available for your convenience
  • Loan amounts from $500-$100,000***

Apply Now

Loan amount based on the Credit Union's maximum aggregate unsecured loan limit of $100,000 per qualifying member. This includes all individual and joint unsecured credit combined.

*APR = Annual Percentage Rate. All loans and rates subject to approval and based on applicant's credit rating.

**Maximum term based on loan amount.

***Loan amount based on the Credit Union's maximum aggregate unsecured loan limit of $100,000 per qualifying member. This includes all individual and joint unsecured credit combined.

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Personal Line of Credit Rates

Lines Up To
Rate $100,000
Variable Rates As Low As
Rate 10.40%*
Lines Up To $100,000
Variable Rates As Low As 10.40%*
Apply Now

Membership eligibility required. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply. Insured by NCUA

Loan amount based on the Credit Union's maximum aggregate unsecured loan limit of $100,000 per qualifying member. This includes all individual and joint unsecured credit combined.

*APR=Annual Percentage Rate. Rate is valid as of 06/21/2022 and subject to change without notice. APR may vary based on credit qualifications. Terms and conditions apply.  

Personal Line of Credit Benefits

A Wescom Personal Line of Credit is perfect for use as overdraft protection for your Wescom checking account or as an instant source of cash for repairs, travel, or other special purchases.

Features and Benefits:


  • Credit line up to $100,000
  • Immediate access to funds
  • No cash advance fees
  • Easy ATM access for quick cash
  • Automatic payment option
  • Free loan drafts that can be used just like a personal check to make purchases
  • Branch and Teller Phone access for payments, transfers, and account information


Apply Now

Features & Benefits

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FICO® Score

Check your monthly credit score with FICO®

†FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive a FICO® Score

Mobile Banking

Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.


ATM and Branch Locator

Easily find a Wescom branch or ATM that is most convenient for you by using our ATM and Branch Locator tool.


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Insurance

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

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Online Banking

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

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