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Notice of Collection

Wescom Credit Union: Notice of Collection of Personal Information

Last Updated and Effective: December 2019

We value your privacy. Our Notice of Collection of Personal Information ("Notice") summarizes how
we collect, use, share, and protect your personal information through both online and offline interactions
with us. We also encourage you to read our Consumer Privacy Policy for more details.



I. CATEGORIES OF INFORMATION WE COLLECT ONLINE AND THROUGH OUR MOBILE APPLICATION

We collect the following categories of personal information when you visit or use our website wescom.org and when you use our applications on your mobile device (please note that some categories overlap):

A. Identifiers A real name or alias, postal address, signature, home phone number or mobile phone number, account number, credit card number, debit card number, insurance policy number or other financial information, IP address and related electronic information, physical characteristics or description, email address, account name, Social Security number, driver license number or state identification card number, passport number or other similar identifiers.
B. Protected classification characteristics under state or federal law Date of birth/age, race, ancestry, national origin, citizenship, marital status, medical, physical or mental conditions, sex (including gender, gender identity, gender expression), veteran or military status.
C. Commercial information Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
D. Biometric information Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints and faceprints.
E. Geolocation data Physical location or movements. For example, city, state, country, and ZIP code associated with your IP address or derived through Wi-Fi triangulation, and, with your permission in accordance with your mobile device settings, and precise geolocation information from GPS-based functionality on your mobile devices.
F. Sensory data Audio, electronic, visual, or similar information.
G. Professional or employment-related information. Current or past job history and salary.
I. Inferences drawn from other personal information. Profile reflecting a person’s preference, characteristics, psychological trends, predispositions, behavior, attitudes, abilities, and aptitudes.

II. CATEGORIES OF INFORMATION WE COLLECT THROUGH DIRECT INTERACTIONS

We collect the following categories of personal information when you or your authorized agent visit our premises, speak with one of our employees or representatives, use one of our automated teller machines (ATMs) or through other personal interactions with us (please note that some categories overlap):

A. Identifiers A real name or alias, postal address, signature, home phone number or mobile phone number, account number, credit card number, debit card number, insurance policy number or other financial information, IP address and related electronic information, physical characteristics or description, email address, account name, Social Security number, driver license number or state identification card number, passport number or other similar identifiers.
B. Protected classification characteristics under state or federal law Date of birth/age, race, ancestry, national origin, citizenship, marital status, medical, physical or mental conditions, sex (including gender, gender identity, gender expression), veteran or military status.
C. Commercial information Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
D. Biometric information Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints and faceprints.
E. Geolocation data Physical location or movements. For example, city, state, country, and ZIP code associated with your IP address or derived through Wi-Fi triangulation, and, with your permission in accordance with your mobile device settings, and precise geolocation information from GPS-based functionality on your mobile devices.
F. Sensory data Audio, electronic, visual, or similar information.
G. Professional or employment-related information. Current or past job history and salary.
I. Inferences drawn from other personal information. Profile reflecting a person's preference, characteristics, psychological trends, predispositions, behavior, attitudes, abilities, and aptitudes.

III. HOW WE USE YOUR PERSONAL INFORMATION

We may use or disclose personal information we collect for one or more of the following operational or other notified purpose (“business purpose”):

  • To fulfill or meet the reason for which the information is provided. For example, to process a transaction over an Automated Teller Machine (“ATM”).
  • To provide you with information, products or services that you request from us.
  • To provide you with email alerts, event registrations or other notices concerning our products or services, or events or news, that may be of interest to you.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collections.
  • To improve our website and present its contents to you.
  • For testing, research, analysis to improve our products and services and for developing new ones.
  • To protect the rights, property or safety of us, our employees, our members or others.
  • To detect security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
  • We also use your personal information to advance our commercial or economic interests (“commercial purpose”), such as advertising our membership, products and services, or enabling or effecting, directly or indirectly, a commercial transaction.

IV. SELLING PERSONAL INFORMATION

We will not sell your personal information.

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